Pam's JCHS school spirit!

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"Pam Banks is our administrative assistant for development and alumni relations. She always has a smile and a warm greeting for our JCHS students and alumni--she is coordinating MOVE-IN Day for incoming freshman--alumni volunteers will serve as greeters to help make new students and their parents feel welcome. CustomInk was first and foremost FUN! The web-site allows you to be creative--even if your not--and design a t-shirt perfect for your event. Placing the order was easy and before you know it--the top quality t-shirts are delivered in more than a timely manner." - - Pam-Banks (Jul 06, 2009)

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comment by Guest - Apr 29, 2012 - back to the top

Let's discuss HOW this mivasse, unprecedented bubble came into existence, shall we?Perhaps putting the issues into the form of a "recipe" would be helpful:1. First, begin with the huge "bowl" that the "ingredients" will be mixed, which allows such a gigantic bubble to be whipped up. This "bowl" is our corrupt, inflationary monetary system of fiat currency, fractional reserve lending, and central banking.2. Now, in that bowl stir equal parts of the following:a. Women's need for nestingb. Men's need for ego stroke by having the "biggest" housec. Real estate clerk's need for commissions regardless of whether it is in the best interests of their customersd. Mortgage order takers who share the same need as R.E. clerks above.3. Now, stir the above contents briskly for years and years. Then, for the super-rich "extra ingredients" that will make this souffle' puff up to three-feet tall, add in the following, additional ingredients:a. The "securitization miracle" whereby loans are diced, sliced and sold off in chunks, thereby separating those who created the loan from those ultimately holding it.b. Insane tax laws (such a mortgage interest and the REAL kicker, capital gains exemption of 1997 for $500k of "profit".c. Ludicrious "lending standards" which allow every living, breathing (and some not!), cretin to sign off on a humongous mortgage.d. Further "innovation" in the form of "creative financing" loans that are ARM, I/O, Neg. am.4. Now, for the real "oomph", add:a. government-sponsored enterprises, which add a layer of "moral hazard" to the previously-mentioned securitization by having the government implicity guarantee the trillions in securitized paper flating around.b. Completely lax regulation and oversight which allows all of the above actors to operate virtually without supervision for decades.Finally, bake this toxic mix in an "oven" created by the media which allows temperatures to rise to five-hundred degrees, inciting the sheeple who will be eating this concoction to gorge themselves on this tasty dish until they are overstuffed with debt.Then, as all the sheeple lay bloated and groggy, raise interest rates to lead the lambs off to slaughter...